Last updated: July 4, 2026
These Terms of Use (“Terms”) govern your access to and use of Health Insurance FAQs (the “Site”), published by BenefitLab LLC (“we,” “us,” or “our”). By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.
Informational only, not professional advice
The content on this Site is researched carefully and, to the best of our ability, is believed to be accurate and up to date. It is provided for general informational and educational purposes only. It is not legal, tax, financial, insurance, or medical advice, and it does not create any professional or advisory relationship. Health insurance rules are complex and change often, and they vary by plan, employer, and state. Before making decisions, consult a qualified professional and confirm the details with your plan, insurer, or the relevant government agency.
We link to authoritative sources for each answer so you can verify the information, but laws, regulations, and figures change, and we do not guarantee that every answer reflects the most current rules at the time you read it.
No warranties
The Site and its content are provided “as is” and “as available,” without warranties of any kind, express or implied, including any warranties of accuracy, completeness, merchantability, or fitness for a particular purpose. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components.
Limitation of liability
To the fullest extent permitted by law, BenefitLab LLC and its owners, employees, and contributors will not be liable for any indirect, incidental, consequential, or special damages, or for any loss arising out of your use of, or reliance on, the Site or its content.
Intellectual property
The content on this Site, including text, graphics, and video, is owned by BenefitLab LLC or its licensors and is protected by intellectual property laws. You may view and share links to the content for personal or professional reference, but you may not copy, republish, or redistribute substantial portions of it without our permission. Government materials we cite remain subject to their own terms.
Sponsors and third-party links
This Site links to third-party websites, including government sources, and may include sponsor content or links in the future. Links and any sponsor content are provided for convenience and do not constitute an endorsement. We are not responsible for the content, products, services, or practices of third-party sites, and your dealings with them are solely between you and them.
Acceptable use
You agree not to use the Site in any way that is unlawful, infringes the rights of others, disrupts the Site, or attempts to gain unauthorized access to it.
Changes to the Site and these Terms
We may modify or discontinue the Site, or update these Terms, at any time. When we update these Terms, we will revise the “Last updated” date above. Your continued use of the Site after changes take effect means you accept the updated Terms.
Governing law
These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-law rules.
Contact us
If you have questions about these Terms, contact BenefitLab LLC at eric@benefitlab.ai.