Maybe. Receiving care through the VA (Veterans Affairs) can affect your HSA eligibility—depending on what kind of care you received and when you received it.
đźš« General Rule:
You cannot contribute to an HSA if you’ve received non-preventive medical care from the VA during the previous 3 months, unless it’s for a service-connected disability.
âś… When You Can Contribute:
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If the VA care was for preventive services only
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If the VA care was for a service-connected condition
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If you’ve had no VA care in the past 3 months
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If you’re enrolled in a high-deductible health plan and meet other HSA eligibility criteria
🧠Tip:
Routine use of VA services can make you ineligible to contribute, but you can still use existing HSA funds even if you’re not currently eligible to contribute.