Yes. COBRA gives each qualified beneficiary the right to make an independent election—so coverage can be continued for just one person, some family members, or everyone who was covered.
For example, if a family of four loses coverage due to a job loss:
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The employee might waive COBRA
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The spouse and one child could elect COBRA
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The other child could decline
Each covered individual can choose for themselves whether to continue coverage, even if the employee declines it.
🧠Why This Matters:
This flexibility can help families control costs by only continuing COBRA for those who really need it—like a spouse mid-treatment or a dependent with ongoing prescriptions.