Short answer: In Texas, an eligible dependent who loses group coverage due to divorce can generally continue it for up to nine months under state continuation when federal COBRA doesn’t apply. Verify current Texas rules at enrollment.
Texas State Continuation lets eligible individuals keep group coverage for a limited time when federal COBRA isn’t available (typically at employers with fewer than 20 employees). For a former spouse who loses coverage after a divorce, Texas continuation generally runs up to nine months. Where federal COBRA applies instead, a divorced spouse may qualify for up to 36 months. Because state rules can change, confirm the current Texas Insurance Code provisions and the carrier’s process.