Can we offer one plan to managers and a different plan to hourly staff?
Yes, if the groups are bona fide employment classes (like salaried vs. hourly) and the distinction is applied consistently and not used to favor highly paid employees.
Plan Offering
Plan offering is the set of plans an employer makes available, from a single plan to several options across tiers and networks. The mix shapes employee choice, premium cost, and participation.
How should an employer decide what health benefits to offer?
There’s no one-size-fits-all answer. Sound design starts with understanding your workforce (demographics, income, and preferences) and balancing four competing goals: employee satisfaction, affordability for the company, affordability for employees, and meeting the carrier’s participation requirements.