Medicare Coverage

How Medicare works alongside employer coverage: enrollment timing at 65, who pays first, Part D creditable coverage, and HSA rules for employees who keep working.

Medicare Coverage Topics

Medicare Secondary Payer

Who pays first when employees have Medicare.

Medicare Part D Notice

Creditable drug coverage and Part D rules.

Medicare Drug Costs

Part D prescription coverage and the annual out-of-pocket cap.

What Medicare Covers

What Original Medicare does and does not pay for, and how to fill the gaps.

Lowering Medicare Costs

Extra Help, Medicare Savings Programs, and other help for limited incomes.