Yes. All contributions to your HSA—whether made by you, your employer, or anyone else—count toward the same annual limit set by the IRS.
💡 2025 HSA Limits:
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Self-only coverage: $4,300
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Family coverage: $8,550
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Catch-up contribution (age 55+): Additional $1,000 (must be in your own account)
Example: If your employer contributes $1,000 to your HSA, you can contribute the remaining $3,300 if you have self-only coverage.
🧠Tip:
Employer contributions are not taxable income and are typically reported on your W-2, Box 12, with code W. If you’re also making personal contributions, track the total carefully to avoid going over.