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Life Events

A qualifying life event, such as marriage, birth, divorce, or loss of other coverage, opens a special enrollment window to add, drop, or change coverage outside open enrollment. A 60-day deadline and documentation usually apply.

What happens to my health insurance after a divorce?

June 28, 2026June 28, 2026 by HealthInsuranceFAQs

Divorce usually ends a former spouse’s eligibility under the other’s employer plan. The losing spouse can elect COBRA (or state continuation) for up to 36 months, or use the special enrollment period it triggers to enroll in a marketplace or new employer plan.

Categories Enrollment & Eligibility Tags COBRA, Enrollment, Life Events

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