What are the Extra Help drug copays for 2027?

Short answer: For 2027, Extra Help people pay a $0 premium and $0 deductible, then up to $5.80 per generic and $14.40 per brand-name drug, and $0 once total drug costs reach $2,400.

Medicare.gov has published the 2027 Extra Help amounts:

  • Plan premium: $0; plan deductible: $0
  • Up to $5.80 for each generic drug (up from $5.10 in 2026)
  • Up to $14.40 for each brand-name drug (up from $12.65 in 2026)
  • $0 per covered drug once total drug costs reach $2,400 (up from $2,100 in 2026)

As in 2026, the $0 premium applies to plans at or below the regional low-income benchmark. During the fall enrollment period, check what each plan will actually charge an Extra Help person for 2027.

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