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BORs

A Broker of Record letter is a signed document naming the agent or agency authorized to service an employer’s coverage with a carrier. It lets an employer change brokers without changing the plan.

What is a Broker of Record (BOR) letter, and how do you change brokers?

June 29, 2026 by HealthInsuranceFAQs

A Broker of Record (BOR) letter is a signed document naming the broker authorized to service your insurance with a carrier. It moves servicing and commissions to the new broker without changing your plan, carrier, premium, or benefits.

Categories Strategies Tags BORs, Broker Compensation

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