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Health Insurance FAQs

questions and answers about health insurance and employee benefits

Mental Health Parity

The Mental Health Parity and Addiction Equity Act requires comparable coverage for mental health and substance-use care. These FAQs explain what parity means and what it requires.

What is mental health parity (MHPAEA)?

HealthInsuranceFAQs, June 16, 2026June 16, 2026

The Mental Health Parity and Addiction Equity Act requires group health plans that cover mental health and substance-use treatment to do so on terms no more restrictive than for medical and surgical care, including copays, visit limits, and prior-authorization rules.

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