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No Surprises Act

The No Surprises Act shields patients from most surprise out-of-network bills for emergency care and for out-of-network providers at in-network facilities. Patients owe only their in-network cost-sharing, and payment disputes go to independent resolution.

What is a good-faith estimate, and what are my rights if I’m uninsured or self-pay?

June 28, 2026June 28, 2026 by HealthInsuranceFAQs

Under the No Surprises Act, if you are uninsured or choose to pay yourself, providers must give you a written good-faith estimate of expected charges before scheduled care. If the final bill is at least $400 more than the estimate, you can dispute it.

Categories Costs & Affordability Tags Cost-Sharing, No Surprises Act

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