Skip to content

Health Insurance FAQs

  • Plans
  • Costs
  • Enrollment
  • Strategies
  • Accounts
  • Compliance
  • Ancillary
  • Individual
  • Medicare

Wellness

Workplace wellness programs encourage healthier habits, sometimes tied to premium discounts or rewards. Programs that base rewards on health outcomes must meet federal rules, including a reasonable alternative for those who cannot meet a standard.

What is a workplace wellness program, and can it lower costs?

June 28, 2026June 28, 2026 by HealthInsuranceFAQs

A wellness program offers employees activities or incentives (screenings, coaching, fitness, tobacco cessation) to improve health and, ideally, reduce claims. Federal rules cap incentives and require reasonable alternatives, especially for health-based programs.

Categories Strategies Tags Cost Containment, Wellness

Search by Category

Tax-Advantaged Accounts

  • POPs (Premium Only Plans)
  • FSAs (Flexible Spending Accounts)
  • DCAs (Dependent Care Accounts)
  • HSAs (Health Savings Accounts)
  • HRAs (Health Reimbursement Arrangements)
  • MERPs (Medical Expense Reimbursement Plans)
  • MPRAs (Medicare Premium Reimbursement Arrangements)
  • ICHRAs (Individual Coverage HRAs)
  • QSEHRAs (Qualified Small Employer HRAs)

Compliance Requirements

  • Marketplace Notice
  • HIPAA Notice
  • COBRA
  • State Continuation
  • SBCs
  • ERISA
  • Medicare Part D Notice
  • Medicare Secondary Payer
  • RxDC Reporting
  • Employer Reporting

Copyright 2026 BenefitLab LLC