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Direct Primary Care

Direct primary care is a flat monthly membership paid to a primary care practice for routine and preventive visits, outside of insurance. It is usually paired with a high-deductible plan for specialist and hospital care, and recent federal rules clarify how it works alongside an HSA.

What is direct primary care (DPC), and can an employer offer it?

June 28, 2026June 28, 2026 by HealthInsuranceFAQs

Direct primary care is a membership model where a patient (or employer) pays a flat monthly fee for unlimited primary care, instead of billing insurance per visit. Employers can offer it alongside a health plan to improve access and control costs.

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