Eligibility classes are defined groups of workers, such as full-time, part-time, hourly, or salaried, that an employer uses to decide who is offered coverage and on what terms. Classes must rest on bona fide job-based criteria and be applied consistently.
Employers can offer an ICHRA to specific defined classes of employees instead of everyone, applying the same terms within each class. Permitted classes include full-time, part-time, salaried, hourly, seasonal, new hires, and those in the same insurance rating area.
Yes, if the groups are bona fide employment classes (like salaried vs. hourly) and the distinction is applied consistently and not used to favor highly paid employees.